4 Best Health Insurance Companies For 2022

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In 2022, the most reliable overall health insurance provider would be Blue Cross Blue Shield (BCBS). Review and compare the ratings to find the best policy for your specific needs.

The two highest-rated health insurance firms include Kaiser Permanente and Blue Cross Blue Shield according to the state-wide data available obtained from the National Committee for Quality Assurance (NCQA).

Mid-tier insurers comprise Humana, Anthem, UnitedHealthcare and Aetna. The health insurance companies with the lowest ratings include Cigna as well as Oscar.

Since the performance of companies can differ according to state, we suggest those who are shopping for insurance plans on be sure to compare the stars of the plans that are offered by individual providers at your particular location. This will give you the most accurate idea of the best plans and which aren’t.

Be aware that Humana does not offer health insurance through group or employer-sponsored plans. This means you might be able to obtain an Humana policy through your employment however, plans aren’t accessible through the marketplace for health insurance and directly from Humana.

Best overall health insurance Blue Cross Blue Shield

Blue Cross Blue Shield stands out due to its highly-rated plans, extensive provider network and broad coverage across all 50 states. However the plans tend to be more expensive than comparable plans offered by other companies.

The company provides a broad choice of plan options and plans, that include Health maintenance groups (HMOs), exclusive provider organisations (EPOs) and preferred provider organizations (PPOs). These options will help you find the highest level of protection to meet your requirements.

Although the company’s overall low number of complaints, some of the most frequent complaints concern service or coverage denials. Customers have also complained of lengthy wait times when making claims or trying to contact customer support.

Best health insurance plan for self-employed people: UnitedHealthcare

UnitedHealthcare (UHC) has an average overall star rating. The company is notable for its extensive coverage, which includes several additional benefits and a solid app. If you’re self-employed, this could be an effective way to streamline the process, reduce time and cut down on hassle.

A lot of UHC plans provide benefits like primary care that is free, no-cost prescriptions, and the ability to participate in wellness programmers. You can also add insurance for vision, dental and disability. Additionally, the UHC mobile app lets you schedule appointment via telehealth, estimate the procedure costs, find physicians and manage your insurance so that you can maximize the benefits of your insurance.

However, there are a few disadvantages. UHC medical insurance plans are costly in comparison to other insurance providers. UHC is also prone to a greater number of complaints than what is typical for an insurance company that is this size.

The Best Health Insurance Plan For Young Adults Anthem


Anthem is the most suitable health insurance option for young adults due to its affordable coverage and the various plans available. Additionally, Anthem is a subsidiary of the Blue Cross Blue Shield Association which means that policyholders have access to an extensive network of health care providers.

This vast network could allow policyholders to access care in the network in multiple locations like the town of their birth college town, internship or area.

Anthem plans generally come with lower monthly prices than other insurance providers, making Anthem plans a great deal for people who are healthy and young.

However, they may not be the best option for people with chronic medical conditions or require expensive or significant medical procedures. Anthem’s claim rejection rate is more than twice the industry standard. This means that a procedure can become an expensive financial burden or, if you’re lucky, an extremely complicated appeals procedure.


Written by zack

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